Personal & Business Credit: How it Works

Credit Repair refers to the process of improving a company's or individual's creditworthiness. We achieve this by using the Fair Credit Reporting Act to eliminate any inaccurate information on your credit report that can harm your score. Even if our client owes a debt to an account, we can file a claim requesting the investigation of the reported information and have it eliminated if the furnished or the Credit Bureau is found in violation of the Fair Credit Reporting Act. 

We don't only work to remove the negative, inaccurate information from your credit report. We also give you the necessary information and education to increase and maintain your credit score. 

Your board-certified credit repair and score specialists will discuss your goals and credit report during your free credit consultation. Next, your credit repair and score specialist will analyze your credit report and scores to create a custom action plan to help you reach your credit goals. This will help the credit specialist identify negative items like collections, charge-offs, tax liens, judgments, and late payments that may impact your credit score. 

$299 Document Processing Fee / $99 Monthly

However, there is no "magic technique" that will repair or restore credit history instantly, it's an ongoing process that requires time and patience. So, the sooner you reach out to one of our credit specialists, the quicker we can help you reach your credit goals

With the majority of our clients, we are able to complete cleanup and repair successfully in three to six months. However, timeframes can vary depending on the individual(s) or company's case complexity.

 Once you complete the sign-up process, we will begin working on your credit report to remove any inaccurate information. The program also provides you with the information you need to keep working on to raise your credit score.

Yes! You can receive a consultation with one of our credit repair specialists free of charge. During the consultation, you can ask questions you may have regarding our process and how we can help improve your credit score. Our professionals are standing by to offer the assistance needed to help you improve your credit.

 We can challenge as many as you want at a single time, the choice is yours. If any negative or inaccurate information is listed on your credit report, you can count on our credit specialist to verify, investigate, and report it immediately. However, timeframes can vary depending on the individual(s) or company's case complexity.

Yes, we will dispute inaccurate information with collectors and creditors when necessary.  

Your privacy is essential to us.

Therefore, we will not share your personal information. Information is shared only with an affiliate partner who is a part of the dispute process.